# Important AUS Lock Requirements

Source: https://www.gatewaycorrespondent.com/announcements/important-aus-lock-requirements

Effective with Locks taken on or after July 15, 2019, Clients will be required to use the AUS system that corresponds with the selected Agency Loan Program (*AUS Pure*).  The reason for this requirement is there may be a difference in pricing between FNMA (CF30) vs. FHLMC (CF30-FHLMC) on our rate sheet and in the GEMS System.  If you Price/Lock a **FHLMC Loan Program**, clients MUST use and deliver **LP as the AUS Findings**.  If a **FNMA Loan Program** will be Priced/Locked, clients will be required to use and deliver **DU as the AUS Findings**.

If AUS Findings delivered do not match the Agency Locked Loan Program, pricing will be adjusted based on the delivered AUS Findings for purchase at the date/time of initial Locked Loan.  The Agency locked program name needs to match supporting AUS Findings.

For Example:

CF30-FHLMC (use LP Findings only)

CF30 – (use DU Findings only)

Please note:  Lock confirmations are available in the GEMS portal by selecting Lock History, View Lock Confirmation.  If a locked loan is going to use different AUS findings than the Loan Program allows (DU findings on a CF30-FHLMC), please contact the Gateway Commitment Desk to update findings and adjust price to supported AUS Findings.  Clients are responsible to review each Lock Confirmation for accuracy & to notify the Gateway Commitment Desk if there are any discrepancies at: (855) 825-6520 or [corrlock@gatewayloan.com](mailto:corrlock@gatewayloan.com)