# Revised Conforming Loan Limit Update

Effective today, Gateway Correspondent Lending has aligned with the conforming loan limit increase values for both standard and high-cost loans, as announced by Fannie Mae and Freddie Mac.  Conventional loan limits have increased from $806,500 to $832,750 and the 1-unit high-cost limit has increased from $1,209,750 to $1,249,125.  

Source: https://www.gatewaycorrespondent.com/announcements/revised-conforming-loan-limit-update

Effective today, Gateway Correspondent Lending has aligned with the conforming loan limit increase values for both standard and high-cost loans, as announced by Fannie Mae and Freddie Mac. Conventional loan limits have increased from **$806,500** to **$832,750 **and the 1-unit high-cost limit has increased from **$1,209,750** to **$1,249,125.** 

- TVLB loans (VHAP) loan limits have also increased from **$806,500** to **$832,750** on NEW loan registrations on or after January 1st, 2026. Current locks on this program will not qualify for a loan amount increase to the new loan limit and any relock requests will be subject to worse case pricing. 
- Loans with AUS approve/ineligible results, solely due to the loan amount exceeding the 2025 limits, but meeting the limits listed below are eligible for purchase by Gateway. Please note, if a DU loan has more than just loan amount for ineligible feedback, we will request DU be re-run prior to loan purchase. LPA loans must be ineligible only due to the loan amount exceeding the 2025 limits but fitting within the limits shown below. **Units: **1 | States** (Excluding AK & HI): **$832,750 | **AK & HI: **$1,249,125

Loan amounts may vary by area and unit count, for complete details please see FHFA’s release letter here:

[FHFA News Release Letter](https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026)

Please direct any questions to your [***Regional Sales Manager***](http://www.gatewaycorrespondent.com/contact/sales/)