# Update: Effective Date Extended for Recent Downpayment Assistance and Operating in a Governmental Capacity Mortgagee Letter

Source: https://www.gatewaycorrespondent.com/announcements/update-effective-date-extended-for-recent-downpayment-assistance-and-operating-in-a-governmental-capacity-mortgagee-letter

As of April 25, 2019 the Federal Housing Administration (FHA) published [Mortgagee Letter (ML) 2019-07](https://www.hud.gov/sites/dfiles/OCHCO/documents/19-07ml.pdf), which announced an extension of the effective date of ML 2019-06[,*Downpayment Assistance and Operating in a Governmental Capacity*](https://www.hud.gov/sites/dfiles/OCHCO/documents/19-06hsgml.pdf). This ML was originally published and communicated via [FHA INFO 2019-11](https://www.hud.gov/sites/dfiles/SFH/documents/SFH_FHA_INFO_19-11.pdf) on April 18, 2019.

The guidance provided in ML 2019-06 will be effective for case numbers assigned on or after July 23, 2019, rather than the originally published effective date of April 18, 2019.

Effective immediately, reservations/locks for FHA SETH & CAFA Gold 100 Loans are now eligible to be locked in the GEMS System, pursuant to following the above mentioned guidance.

*Please direct any questions to your**** ***[Regional Sales Manager](https://protect-us.mimecast.com/s/HOXoCwpyJoTv2j2zUVjcoH?domain=gatewaycorrespondent.com)***.  ***