# VLIP (Very Low-Income Program) Credit being reinstated

Fannie Mae and Freddie Mac recently announced that they will be reinstating the $2,500 Home Possible and Home Ready VLIP Mortgage Credit effective March 1st, 2026, through February 28th, 2027. 

Source: https://www.gatewaycorrespondent.com/announcements/vlip-very-low-income-program-credit-being-reinstated

Fannie Mae and Freddie Mac recently announced that they will be reinstating the **$2,500 Home Possible and Home Ready VLIP Mortgage Credit** effective March 1st, 2026, through **February 28th, 2027**. This is a reversal from their initial announcement in January that they would be sunsetting the program on February 28th, 2026.