Privacy Policy

Our Commitment to Protecting Your Privacy

At GATEWAY FIRST BANK, your privacy is important to us. We understand how important your privacy is to you, and we believe protecting your personal information is a fundamental part of doing business.

How does Gateway First Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  In addition to physical and electronic security measures, each of our team members receive ongoing training on best practices relative to information security and privacy protection.

How does Gateway First Bank collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • give us your employment history or pay us by check
  • show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Gateway, like all financial companies, chooses how we share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Gateway First Bank chooses to share; and whether you can limit this sharing.

Reasons we may share your personal information

Does Gateway First Bank share?

Can you limit this sharing

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don’t share


To limit our sharing* or for additional information…

1. Call 877.406.8109 to speak to a representative or “request opt-out” of information sharing you wish to limit

2. Refer to our Privacy Notice for more information

3. Set your privacy preference by mailing or emailing a complete Opt-Out Form

*ND customers are automatically treated as if they have limited sharing as allowed. To opt in to sharing information, contact us by phone as shown below or send us a complete Opt-In Form