Product Advantages with Gateway

Gateway’s broad range of products and loan programs with minimal overlays will help you achieve your business objectives. We know every lender has different needs and we are here to provide you with the flexibility you desire. Whether government or conventional, our products help you reach success.

Conforming / Conventional Products

  • Fixed Rate & LIBOR ARM
  • High Balance Fixed Rate
  • Condo CPM Approval
  • DU Refi Plus Fixed Rate
  • Minimum credit score 620 and no maximum DTI (with DU Approve/Eligible)
  • Flexible MI structures allowed (split, financed single premium or lender-paid)
  • Texas 50(a)(6) cash out refinances
  • Rural and Ag Exempt properties

Government Products

  • FHA Fixed Rate
  • FHA & VA High Balance Fixed Rate
  • Same servicer not required on FHA/VA/USDA streamlines
  • Down payment assistance programs allowed on FHA, VA, and 184 loans*
  • VA IRRRL – Up to 100% LTV
  • VA cash-out – Up to 100% LTV
  • USDA
  • HUD 184-Native American program
  • HUD REO

Specialty Loan Programs

  • Gateway Second Lien Mortgage
  • SETH Goldstar Homebuyer Assistance Program – Conventional Loans
  • SETH Goldstar Homebuyer Assistance Program – Government Loans
  • Texas Veterans Land Board – TVLB
  • Lock and Shop

Certain programs and products may not be available in all states.

*Gateway-approved DPAs only

Comments are closed.

  • ANNOUNCEMENTS:

    On December 3, 2018, FEMA issued an updated presidential disaster declaration for CA Wildfires.  Re... Read More
    Please note the updated guidelines for TVLB loans effective November 5th, 2018:\r\n\r\n TVLB lock term ... Read More
    The following announcement is made to provide guidance regarding natural disasters that may affect l... Read More
    PLEASE NOTE:  As previously announced, Gateway Mortgage Group, LLC has aligned with the policy guid... Read More
    The following announcement will apply to any new applications taken on or after August 3, 2018:\r\n\r\n&... Read More