Overlay Matrix

The overlay matrix is a resource tool to support and identify areas in which Gateway’s Correspondent Lending Division has additional credit requirements beyond standard agency guidelines. The matrix is not intended to replace our more detailed product descriptions, which can be found on Our Products page.

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  • ANNOUNCEMENTS:

    FHA Cash-out Max LTV and VA Refinance Max LTV\r\n\r\nFHA Max LTV for Cash-out Refinances\r\n\r\nAs of August... Read More
    Effective immediately, Gateway Mortgage Group, Correspondent Lending, a division of Gateway First Ba... Read More
    Downpayment Assistance and Operating in a Governmental Capacity\r\n\r\nAs of July 23, 2019 HUD issued FH... Read More
    Effective with Locks taken on or after July 15, 2019, Clients will be required to use the AUS system... Read More
    Please take a moment to review the updated Overlay Matrix, available on our website as of May 17th, ... Read More