Overlay Matrix

The overlay matrix is a resource tool to support and identify areas in which Gateway’s Correspondent Lending Division has additional credit requirements beyond standard agency guidelines. The matrix is not intended to replace our more detailed product descriptions, which can be found on Our Products page.

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  • ANNOUNCEMENTS:

    Please note the recent updates to the Texas Veterans Housing Assistance Program (VHAP) Program below... Read More
    Gateway has two announcements below regarding our GEMS System website loan pipeline/shipping portal.... Read More
    Gateway’s website loan pipeline/shipping portal, GEMS (Gateway Expert Mortgage System) was recentl... Read More
    Texas Constitution was amended on November 7, 2017 affecting Texas Home Equity loans.\r\n\r\nThe fee cap... Read More
    Gateway Mortgage Correspondent Lending Home Mortgage Disclosure Act (HMDA) Requirements for 2018:\r\n\r... Read More