Overlay Matrix

The overlay matrix is a resource tool to support and identify areas in which Gateway’s Correspondent Lending Division has additional credit requirements beyond standard agency guidelines. The matrix is not intended to replace our more detailed product descriptions, which can be found on Our Products page.

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  • ANNOUNCEMENTS:

    Please take a moment to review the updated Overlay Matrix, available on our website as of May 17th, ... Read More
    On December 5, 2018, Gateway Mortgage Group, LLC (“Gateway”) entered into a definitive merger ag... Read More
    As of April 25, 2019 the Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2019-... Read More
    As of April 18th, 2019, Gateway Mortgage Group Correspondent Lending aligned with the Federal Housin... Read More
    Effective with locks on or after May 1, 2019, the funding fee for TVLB loans will be changing. Pleas... Read More