Overlay Matrix

The overlay matrix is a resource tool to support and identify areas in which Gateway’s Correspondent Lending Division has additional credit requirements beyond standard agency guidelines. The matrix is not intended to replace our more detailed product descriptions, which can be found on Our Products page.

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  • ANNOUNCEMENTS:

    Effective with locks on or after May 1, 2019, the funding fee for TVLB loans will be changing. Pleas... Read More
    Effective February 15, 2019, Gateway Mortgage Group Correspondent Lending (Gateway) aligned with rec... Read More
    Please note the recent updates to the Texas Veterans Housing Assistance Program (VHAP) Program bel... Read More
    On December 22, 2018, the US Government partially shut down due to the expiration of the nation’s ... Read More
    On December 3, 2018, FEMA issued an updated presidential disaster declaration for CA Wildfires.  Re... Read More