Please review the following pricing adjustment changes that are effective today, July 15, 2013.
USDA
| Credit Score | Previous Adjustment | New Adjustment |
| 640-659 | (.500) | (1.250) |
| 660-679 | 0 | (.500) |
| 701-719 | .125 | Unchanged |
| 720+ | .125 | .250 |
FHA/VA/USDA
| Credit Score | Previous Adjustment | New Adjustment |
| 620-639 | (2.000) | Unchanged |
| 640-659 | (.500) | Unchanged |
| 660-679 | (.250) | Unchanged |
| 701-719 (30 year only) | 0.125 | Unchanged |
| 720+ (30 year only) | 0.125 | .250 |
VA
| Previous Adjustment | New Adjustment |
| (.375) | (.250) |
Escrow Waiver
| Previous Adjustment | New Adjustment |
| TX: (.375), All Other States: (.250) | All States: (.250) |
Please direct questions to your Sales Manager.