Electronic Closings

Effective immediately, Gateway First Bank Correspondent Lending has updated its electronic signature policy on specific eligible closing documents for all loan programs including TVLB, SETH Goldstar, CAFA Gold 100 and GSFA Open Doors.  Mortgage loans containing documents with eSignatures are eligible for delivery to Gateway except when prohibited by agency requirements, federal or state law.  Gateway supports “hybrid” closings where a portion of the closing documents are e-signed, and the remaining items related to collateral documents are live or “wet” signed.  The closing documents requiring live or “wet” signatures include the following but are not limited to:

  • Promissory Note and Allonges
  • Deed of Trust/Security Instrument
  • Power of Attorney
  • Any Addendums or Riders to the Note and Security Instrument

In accordance with the E-Sign Act, clients are responsible for maintaining full compliance with all processes and technology associated with documents that are e-signed.  Clients must demonstrate evidence of borrower(s) e-consent in each loan file for purchase delivery.


Please direct any questions to your Regional Sales Manager