E-Signatures & FHA

Gateway Mortgage Group, LLC will allow electronic signatures for FHA loans on select documents for applications taken on or after 2/10/14.  The documents where E-Signatures are allowed include the initial 1003 loan application and initial disclosures.  The change in...

CFPB & Conventional MI

Gateway Mortgage Group, LLC will require any amount of borrower- paid upfront conventional MI premiums to be included in the points and fees total at this time, due to lack of clarity in published CFPB regulations regarding the ability to refund the premium.  This...